Damn, I’ve shopped so much lately and I can’t pay the full amount of my balance. I hate to see any balance there and make myself feeling like I owe a lot of money! But then, if I don’t like paying them off, and would like to save up on the sky-high interest, maybe I should consider getting 0 APR Credit Cards.

I know, it’s May now, but the credit card balance transfers offers are still on. These offers give me a chance of transferring from my high interest credit card balance to a new credit card without paying the interest on the balance transferred for 3 and 18 months. I will definitely save up a lot from there, and at the same time, I can pay off the debt a little longer than usual, but it’s still the same amount.

Gee, I’ve been using my cards for so long, it’s a bit waste to cancel them off and waste the reward points. But then, if I can save up more, I have the right to do it. Nonetheless, that doesn’t mean I will get the balance transfer easily. Most banks offering 0% credit card balance transfer deals for people with at least a decent credit history. That means they want to do business with consumers who will most likely remain solvent and pay their credit card bills on-time. I am one of those with good credits!

But see how, I’m still reluctant to let go of my points.

This post is sponsored by Balance Transfer.