I have been using my credit cards from the same back for a few years. When I first applied for my cards, there wasn’t any promotions like 0% credit cards, balance transfer, or cash rebate cards. They are just normal plastic which charge the money I spend in advance.

But last week, I received a mail from the back, telling me that my annual fee is going to be waived for 2 years. I was really happy about this as previously I thought of getting new cards which offer me free life membership, and cancel off my old cards. But now, I don’t have to do so, I can continue using my cards because I don’t want to waste the rewards points collected over the years.

However, if you are thinking about gettng new credit cards, make sure you compare credit cards from one bank to another first before deciding on the ones that suit you the best.