Some of my friends have been asking me about how I make money out of blogging. Over here, I don’t think bloggers need to report their earnings to income tax, so if you planned to buy any houses later, maybe you can put your name only. You may have to get another person’s name whom have secure occupations and documentations to show the banks.

Thus, if people like me would like to get a loan, it will be harder. Unless I have a great amount of savings in the banks, then I can go for self certification mortgage. There are a lot of self employed or SOHO who do not have proper documentations. But if you can still get home loans by applying for self certification mortgages talking telling your situation to the qualified mortgage advisor.

I feel less worried now after I found out about self certification mortgage. Previously, I was wonder how am I going to get any thing that requires getting loans from banks too. But as long as I have a lot of money in the bank, and with the option of self cert mortgage available, it is not hard for me to get a house huh?