It’s the end of the month and I have just done all my banking. I spent some money with my credit cards, and some were settled by me while others are under hubby’s responsibility. I don’t care how much I’ve made, but if those cards I spend belong to his department, he will have to pay for it. LOL! It’s great to be a woman as most women don’t have to bear the financial burden of the family. Even if we would like to be independent, but I don’t think I want to be too macro when it comes to money.

If I know we can’t settle the debt, I won’t spend that much. Even if I can easily get Credit Card Consolidation as Debt Relief, but it is not necessary. Once, when I used Nk in a week, the bank immediately called me and offered their personal loans to me. I turned it down as I knew that I would pay everything off when the statement arrived. I did that and they never call me again. LOL!

Maybe they don’t have any promotion. But if you have some financial difficulties, then go for the loans. Just remember that they are only temporary relief, you still have to pay it back later.