All the while, I consider myself really lucky as I haven’t been through any serious hardship, not that I’m hoping for one though but I feel that I’m truly blessed. That’s why I tend to see things positively and I bounce back faster when I’m feeling down. It’s my easy going characteristic that keep myself from being a contented person for as long as I can remember.

But there maybe an disadvantage of not going through hardship in life as I will be lack of certain experience as comparing to those who have been there. For example, in financial, my parents never let me worry about anything, and we have always been living in moderation. Things didn’t different much since I’m married as well. We cannot agree that money is the most important factor in life, but without it, there will be some issues in a few aspects.

I have friends who have been through ups and downs and I know it’s not easy to get back on their feet when they fell hard on the ground. Luckily they managed to survive with their credit cards and when things are getting better, they managed to pay off a part of the debt. Maybe they got some Credit Card Debt Help in solving the debt as Credit Card Debt Consolidation is pretty common. You might be surprised with the interest you are saving on with a consolidation loan.

Anyway, don’t you think that I’m a shopaholic, I don’t know how to manage my money, ok? I’m pretty good at it. LOL!