I had a series of charges for most of the money being sent to me. A charges of 3.9%+30 cents is significant if you see all the money coming in being deducted in such a way. It’s only applicable to Premium account for most of the networks I’m working with now, so I think it’s best to change my PayPal back to Personal account, even if the features might be limited.

But if you constantly receiving payments from credit cards, it’s still best to stick to Premium account. You can only have a maximum of 5 transaction in such a way for Personal account. Besides that, if you are thinking of switching back to Personal account, you can only do this once. Just call PayPal in Singapore to get this done. It’s just a phone call away.