BIL has shortlisted a few houses that we might be interested in so that we can check them out once we reach there next week. We are running out of time, so things have to be done in a quicker matter. We will only rent the house for the first few years, and besides that, we can’t buy a house unless we are permanent residents.

Buying a house is a big decision that involves a lot of money as well as being tied up with a mortgage loan. For some reason, I don’t feel like rushing for one. I might even do my research on getting the best quotes from top national lenders before deciding on which home loan is suitable for us.

But what if you have already had a home loan and you are facing some financial difficulties in repaying the monthly installment? Sometimes, you might just need some money urgently and if you don’t have lots of money in your savings, you may not be able to meet the ends. In such situation, you might want to Refinance your home. If you are worried about the interest rate, consult the financial advisers for more information.

Hubby and I are not going to buy a house too soon. As long as we have a roof above my head, I try not to worry about getting my own house until our new business is picking up.